A global payments network built on modern banking rails.

Pay by B powers real-time payments for consumers, businesses and banks, improving customer experience, payment security, business efficiency and cost effectiveness. A better way to take and make payments.

PayByBank image

Fast + simple account–to–account payments delivered securely in real–time.

Increase Conversion.
  • A fast, simple, secure and modular checkout solution that puts the consumer at the heart of the experience.

  • A global incentives platform that converts browsers to buyers.

Reduce Costs.
  • Reduce payment acceptance cost when compared to blended card rates.

  • Money settled in seconds, improve your cash-flow operations.

Manage Fraud + Risk.
  • Fully SCA compliant.

  • Biometric authorisation.

  • No financial data shared.

  • Minimised chargebacks.

Integrate with ease.
  • Single API integration that gives access to all markets and to our full product suite.

Product Features.

Checkout

Fast, simple and secure payments at the tap of a button.

Payment Links.

Effortlessly share secure Payment Links + QR Codes to customers.

Payouts.

Enhanced payouts with instant, low-cost, manual-free processing.

Refund.

Instant refunds for immediate reuse of the same funds.

Reporting.

Data and insights to support your business growth.

Incentivize.

Invest in Customer Loyalty + Community.

Onboard.

Support tools and guidance for banks, developers and merchants.

Secure.

Advanced encryption for a safer payment future.

Protect.

Intelligent fraud services to protect you and your customers.

Our Investors.

Insight Partners
Citi Bank
NAB
Bank of America
Rapyd
9 Yards Capital
Eden Red
SideKick
Backed
Acrew
Force Over Mass
FireStartr
Love Ventures

Let’s build together. A payments network that does more for everyone.