A global payments network built on modern banking rails.
Pay by B powers real-time payments for consumers, businesses and banks, improving customer experience, payment security, business efficiency and cost effectiveness. A better way to take and make payments.
Fast + simple account–to–account payments delivered securely in real–time.
Increase Conversion.
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A fast, simple, secure and modular checkout solution that puts the consumer at the heart of the experience.
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A global incentives platform that converts browsers to buyers.
Reduce Costs.
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Reduce payment acceptance cost when compared to blended card rates.
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Money settled in seconds, improve your cash-flow operations.
Manage Fraud + Risk.
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Fully SCA compliant.
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Biometric authorisation.
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No financial data shared.
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Minimised chargebacks.
Integrate with ease.
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Single API integration that gives access to all markets and to our full product suite.
Product Features.
Checkout
Fast, simple and secure payments at the tap of a button.
Payment Links.
Effortlessly share secure Payment Links + QR Codes to customers.
Payouts.
Enhanced payouts with instant, low-cost, manual-free processing.
Refund.
Instant refunds for immediate reuse of the same funds.
Reporting.
Data and insights to support your business growth.
Incentivize.
Invest in Customer Loyalty + Community.
Onboard.
Support tools and guidance for banks, developers and merchants.
Secure.
Advanced encryption for a safer payment future.
Protect.
Intelligent fraud services to protect you and your customers.